We’d like to help!

Financing & Credit Options

Most American families live on a monthly budget and finances can be tight – so an unexpected expense like replacing your furnace or air conditioner can be expensive! We understand that when living on a budget, unexpected costs can be hard! Therefore, we offer KwikComfort Financing®to help you finance your Rheem Heating and/or Air Conditioning purchase from Springs Heating & Air Conditioning!  We believe everyone should be comfortable in their own home!

Break your project into predictable monthly payments. See potential monthly payment plans in 60 seconds without affecting your credit score using Hearth HVAC financing.

Kwik Comfort financing

Contact us today with any questions you might have. When it comes to financing, since we’re not with the bank, we cannot answer technical or detailed questions about the financing offered by Synchrony Bank; feel free to contact them with any questions about the financing itself. Applying online is quick, secure and private. To apply for a credit card, simply complete the online financing application. You will be able to read the privacy policy and review the terms of this offer before submitting the online application.

We’d like to help make your purchase easier

With our Rheem financing option, you don’t have to put off making your home comfort system purchase any longer! Rheem offers special financing options from Synchrony Bank, expand your purchasing power and convenience with:

KwikComfort Features:

  • Convenient monthly payment options
  • Competitive interest rates
  • No prepayment penalties
  • A simple application process and fast credit decisions
  • Unsecured, generous revolving credit lines
  • Open credit line for future purchases

*Subject to credit approval. Minimum monthly payments required. See Dealer for details.

KwikComfort Financing Promotions:

  • Deferred interest
  • No interest with equal monthly payments
  • Fixed payment with interest plans offering APRs and interest rates much lower than most bank card rates

*Subject to credit approval. Minimum monthly payments required. See Dealer for details.

financing

Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining pre-qualification and rates. Hearth has 3 rate plans that let you know what to expect when you pre-qualify. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

*Hearth is available nationwide, other than in Maryland, Nevada, North Dakota and Vermont.

Predictable monthly payments

Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining pre-qualification and rates.

Hearth has 3 rate plans that let you know what to expect when you pre-qualify. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

How does it work?

  • Just answer a few questions to see available rates without affecting your credit score.

  • You’ll see available personalized monthly payment options for your project. You can choose which one best suits your needs apply with the specific lending partner.

  • If approved, you will typically get the funds in your account within 1-3 business days. You’ll be able to pay your contractor and start the project!